None. S. 4%) is better than Interactive Brokers (93. How it works. They have excellent customer service and educational tools, combined with commission-free mutual fund buying and switching. We will be: • Increasing our Transfer Fees (partial and full transfers)TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc. TD Waterhouse Institutional Services (TDWIS) provides comprehensive outsourcing solutions for financial services organizations in Canada including: global trade execution, clearing, account administration, and a variety of value-added products and services to retail and institutional brokerage firms, Investment Counselors, and IDA member firms. $300. Please contact your delivering institution for further information. "I looked at [the letter] and thought, 'This is ridiculous,'" Williams told Go Public, standing. Transaction fee: No transaction fees apply for the Borderless Plan. 1 Conditions apply. Earn more when you keep a higher balance and link an eligible TD account 2. 00 $10. customers access to over 9,000 mutual funds from over 495 fund families, including over 1,400 no-fee, no-load mutual funds in over 225 fund families which customers can trade with no transaction fees (“NTF”), which are part of our NTF program. 3. MarketEdge® Daily. TD Waterhouse's self-direct RSP account, they shorten it to SDRSP has a fee if total funds in the RSP account is less than $25,000. If you would like to find out more about enhancing your financial success over the long term, please contact the Investment Advisor nearest you to arrange a meeting or call 1-866-280-2022. Get started trading futures online today to meet your financial goals. Re: $100 Admin Fee With TD Waterhouse. Products offered are discount brokerage and financial planning. 8. 3 TD Convenience Checking SM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. The. A. The TD Canadian Index (tdb900) has a current MER of . ) Enjoy a simple everyday checking account with a low and predictable monthly fee and no minimum daily balance required. You’ll pay anywhere from $5 to $25 in monthly maintenance fees for your TD Bank account unless you get them waived by maintaining a minimum balance or scheduling direct deposits. exchange-listed stocks, ETFs, and options. 00 per month same Maintenance Fee and Reporting Fee as above $ 50. $100 Admin Fee With TD Waterhouse. with total assets of $15,000 or greater. This sounds strange to me because I was hoping it was similar to my tfsa, RRSP and margin account. 99. • Deposit a cheque by taking a picture with TD Mobile Deposit. The agreement was no fees, except a flat rate of $25 per trade. g. account(s) December 2021 • Getting your Tax Slips • Updates to legal agreements and disclosures. To qualify for waived maintenance fees with the, any one of the following must be met: The combined value of assets of your or your household`s TD Direct accounts exceeds $15,000. Visit TD now. s include notices, margin calls, demands, account maintenance and service calls, reports and transaction confirmations . Monthly fee: $15 or $0. TD Ameritrade features straightforward brokerage fees. TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc. GST (or HST and QST, where applicable) is not included in this fee. Box 300. TD Waterhouse or its affiliates may, under law, use for the benefit of an account. **. The quarterly maintenance fee is assessed at the end of each calendar quarter and charged the following month in January, April, July, and October. to accept the applicable fees when subscribing to the service. The. A quarterly inactivity fee of $25 will be applied to your non-registered investment account, when your total account balances with TD Waterhouse Discount Brokerage are less than $10,000 CDN. It introduced WebBroker in 1996 (the first online brokerage platform) and was rebranded as TD Waterhouse Discount Brokerage in 1999. 00 U. 00 with online statements only) Waived if you are age 62 or older. Choose from a selection of registered and non-registered accounts. Professional clients. 50. reasonable attorney's fees that any Authorizing SRO incurs in enforcing this Agreement against Subscriber. 99. com or td. Earn $200 and get all the features of our most popular. When I signed up, the TFSA account with Waterhouse was without a quarterly maintenance fee. 00 Pays interest Yes ATM fees $0. We would like to show you a description here but the site won’t allow us. order to maintain the two (2) business day lead time for EFT Deposits, please be reminded that. Get a rate bump with an eligible account2. Of note is the quarterly “maintenance. (Private Investment Counsel) Toronto, Ontario M4Y 2T1 Client Transfer Services1 day ago · Eventually, Greenline became TD Waterhouse before it was renamed TD Direct Investing in 2012. 95; Checkless Account: use online Bill Pay or your contactless debit card to make payments Easy, 24/7 access to your account with online and mobile banking; Great. Higher trading fees, ETFs in particular. Effective January 1, 2023. No monthly maintenance fee when you: Waived if one of the following applies: 1. To provide feedback please call 1-800-831-1158 or TTY 1-800-361-1180, Monday to Friday from 8am to 8pm (ET) or email customer. Account and Services Agreements and Disclosure Documents 421889_595636_m14_421889_595636_ 12-11-22 12:53 PM Page A Beginning on July 13, 2016, a quarterly Maintenance Fee will replace all quarterly Custody Fees, as well as annual Administration Fees for registered plan accounts. $0. It is owned by the Toronto-Dominion Bank, the second-largest bank in Canada by asset size. For each withdrawal, transfer, and balance inquiry conducted at. Electronic funding is easy and safe with TD Ameritrade’s five ways to fund, including rollovers & transfers. Open an account at Schwab today. To provide feedback please call 1-800-831-1158 or TTY 1-800-361-1180, Monday to Friday from 8am to 8pm (ET) or email customer. by northbynorthwest » 14Nov2013 05:37. 1. TD's website for the 60Plus account says "$250 daily balance minimum to waive $10 monthly maintenance fee". Yes. We would like to show you a description here but the site won’t allow us. 4 TD Beyond Checking monthly maintenance fee can be waived with one of the following: Receive $5,000 or more in direct deposits within a statement cycle or maintain a $2,500 minimum daily balance in your TD Beyond Checking account or maintain a $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and. TD Canada Trust Accounts As long as you have sufficient funds, you can transfer any amount up to $35,000 U. 18% of previous year’s earned income. TDPCW Brokerage Fee Schedule (PDF) TD Private Client Wealth Wrap Fee Brochure. TD. 175+ Branches Nationwide. Register online today with your TD Waterhouse investment account number or an existing Connect ID. and/or an employee of TD Waterhouse Canada Inc. Monday, January 1 st, 2024. Although your Advisor may have negotiated a separate commission or fee schedule, here is the Maximum Commission and Fee Schedule at TD Ameritrade Institutional. Retirement, home purchase or education. However, alternatives like TD Direct Investing cater specifically to the Ca. ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at. 00. Get in touch Call or visit a branch. 1. Visiting TD today. If you have a TD Unlimited Chequing Account, TD All-Inclusive Banking Plan, TD Wealth Private Banking Account, or if you have $25,000 or more in your TD High Interest Savings Account at the end of each day in the month: No service fees: At non-TD ATMs in USA or Mexico: $3. MarketEdge® Daily. The $9. ET, Monday through Friday. (convert it to e-series to access e-series funds) Under about $100,000, you shouldn't be looking at ETFs because the trading fees and bid/ask spread make them inefficient compared to the e-series (index) mutual funds. TD Waterhouse, known for its exceptional services in Indonesia and beyond, has. New TD personal savings customers. 00. However, because mutual funds are typically used for long-term investing, you may be charged a short‑term trading fee if you switch or redeem a fund within 7 days of. Maintain a $300 minimum daily balance or. This account waives non-TD Bank ATM fees and reimburses out-of-network ATM fees. 50 Non-sufficient funds (NSF) cheques returned per item $42. No minimum daily balance requirement, just a low monthly maintenance fee of $4. For using TD ATMs in the U. 00 $ 25. S. Please have your Account Number and PIN or Social Security Number or Taxpayer Identification Number available when calling. Delivering what matters most to you: Your TD Wealth Private Investment Counsel Portfolio Reports (1029 KB) April 9, 2018. 00 ($14. Option Value Commission $0 – $2 $35 + $1. Offers no account maintenance fees and 50 commission-free trades per year. Maintenance fee: 15 USD (waived if minimum balance is maintained) 12 USD (waived if minimum balance is maintained) No fee: ATM fee: 3 USD out of network fee for non-TD Bank withdrawals: 2. (TDWCI) and its representatives. . – Member CIPF. , a subsidiary of The Toronto-Dominion Bank. - Household program – The household program can help in getting the fee waived, access to free streaming market data, and lower trading commissions. . at a 1non-TD ATM. ^ No Fee Household accounts. $9. com. TD Waterhouse Canada Inc. Maintenance Fee: A fee will be assessed on your total combined household account relationship^ and charged for all households that do not meet the waiver criteria outlined in this document. N/A. , a subsidiary of The Toronto-Dominion Bank. I was never informed (not by email, phone or snailmail anyway). A change to the base rate reflects changes in the rate indicators and other factors. securityholder account maintenance and reporting, brokerage and derivatives transactions. You will complete the appropriate TD Wealth Private Investment Advice agreement with your Investment Advisor, which will set out this fee and the manner of payment. com, and on our mobile app. $5. Contactless debit cards. Contact us today. No monthly maintenance fee when you: Maintain a. to 6:00 p. O. 79% APY. EasyWeb LoginFor TD Canada Trust bank account fees refer to the TD Canada Trust “About our Accounts and Related Services” brochure Wire Payments – Outgoing Up to $10,000 $30. Since I haven't requested a trade in over 4 years, I rarely log in to check my account statement. The only reason I moved to them was because they offered £70 reward for a £10,000 investment. com or td. Avoid TD as much as possible!"Manage it easily and efficiently. You agree to pay such fee to us immediately or we may charge the fee to your account . City, State, Zip. Access to competitive interest rates to grow your savings tax-free. $0. Yes, tiered interest rates. TD Ameritrade Fees, Commissions Schedule, Trade Costs. When you buy a GIC investment for one of your accounts, you are loaning money to a financial institution for a certain length of time. 00 will be applied to SBA appraisal, environmental or business valuation fee. The name TD Waterhouse was formed and was used for TD's British, Canadian, and American brokerage activities. TD Waterhouse Canada Inc. S. Rated 4. 00. We’re making changes to certain TD Direct Investing commissions and fees, efective April 1, 2020. It always gives me trouble, bad customer service, and they always try to rip you off with new service fees, and new ways to get your money. Its CD accounts don’t have a fee, while Simple Savings accounts have a $5 monthly fee and its Signature Savings accounts’ includes a $15 fee. I set up an online cash account with TD Waterhouse about 10 years ago to invest in some common stock. TD Simple Economies Earn $200 when you deposit $10,000 other more within 20 days of account opening, then keep a balance of at least $10,000 for 90 days. At the end of each calendar quarter, the Maintenance Fee will be assessed based on your combined household relationship with TD Direct Investing. based personal bank accounts with TD Bank, America's Most Convenient Bank, that is linked to your TD Bank Visa Debit Card 1. The words “we”, “us” and “our” refer to TD Waterhouse Canada Inc. 4% * $50000 = $220. To provide feedback please call 1-800-831-1158 or TTY 1-800-361-1180, Monday to Friday from 8am to 8pm (ET) or email customer. Funds held for less than 30 days are subject to a short-term redemption fee of 1% of redemption value or $45 (whichever is greater) and are in addition to any fee(s) the Mutual Fund company itself may charge. With a self-directed Tax Free Savings Account (TFSA) , you enjoy the same tax advantages as every other TFSA. Formerly known as TD Waterhouse Discount Brokerage, TD Direct Investing has grown to be one of the largest Canadian discount brokerages. , a subsidiary of The Toronto-Dominion Bank. Lastly, any interest earned or other fees generated by the end of the day, such as non-TD ATM fees, Monthly Maintenance fees, or Paper Statement fees will then be applied. In Canada, TD Waterhouse thus replaced the brand. In certain instances, we will reimburse this surcharge. TD Waterhouse is the name of the brokerage products division of TD Bank Finincial Group. Account and Services Agreement and Disclosure Documents listed below will be effective. Updates to your TD Waterhouse Canada Inc. City, State, Zip. Arrange to have a fixed amount of $100 or more debited automatically from your Canadian TD Canada Trust account to your Canadian dollar TD Direct Investing account each month by completing this secure online form. Where TD Waterhouse Canada Inc. All the essential account features you need to run your business. It always gives me trouble, bad customer service, and they always try to rip you off with new service fees, and new ways to get your money. My holdings were next to nothing, about $150 worth of common stock in a. com • Submit an. account, then. TD Asset Management Inc. After testing 18 of the best online brokers, our analysis finds that TD Ameritrade (97. $6,500 1 PLUS unused contribution room from amounts withdrawn in previous years 2. Gain access to real-time streaming market data, analytical tools, and advanced trading capabilities, including: Equity and option trading with access to all North American exchanges, news and next-generation web charting. S. Number of Items paid and/or deposited per statement cycle with no (charge. Choose from flexible amortization terms - up to 96 months on select vehicles - and a fixed or variable rate financing to suit your needs. Another example, the TD Canadian Money Market Investor Fund has an MER of 0. 00%, it represents huge savings in investment fees. *Note: RESP (Registered Education Savings Plan) is still subject to an annual $50 fee if you have under $25,000 in the account. 95 dealing charge through TD Waterhouse, can. 01 – $3 $35 + $2. We make it simple to open a new IRA Account or update an existing one. TD Waterhouse Canada Inc. Who takes the tops spot—and which platform is best aligned over your investing goals?TD Waterhouse Canada Inc. service@td. 00. 50 to buy and £17. Transfer cash immediately from your TD Canada Trust account over the phone. 15845 posts · Joined 2009. You will pay the legal fees on a solicitor and own clientMonthly Fee: How to Avoid TD Bank Monthly Maintenance Fee: Checking: $5. About: TD Ameritrade first launched as Ameritrade in 1971 and later became TD Ameritrade in 2006 after being purchased by TD Waterhouse USA from TD Bank Financial Group. $ 3. TORONTO, June 17 /CNW/ - TD Asset Management Inc. from trading commissions to maintenance fees. In this Addendum:. reasonable attorney's fees that any Authorizing SRO incurs in enforcing this Agreement against Subscriber. Students and individuals ages 62 and over can bank without maintenance fees on some account types. $10. They told me that their fhsa cannot be opened under TD Waterhouse. Also, trades are cheaper than TD! Minimum trade is $4. TD Waterhouse Canada Inc. 99. stock trades. A Cash. 01% interest is quite low;. All fees are subject to change from time to time with prior notice. 14. 01 -. Best for everyday banking—low minimum daily balance requirement, great discounts. TD Bank foreign currency account fee; Maintenance fee: No fee for the USD chequing account. Anyway it turns out that last year TD introduced a quarterly $25 maintenance fee on these accounts. All service fees are subject to change. 800-669-3900. TD Direct Investing Review 2023: Are The High Fees Worth It? | TD Direct Investing Review 2023 | Sparx Trading TD Direct Investing is a top fee platform in Canada. Call us: 800-454-9272. Earn $200, plus earn a relationship bump rate when you link an eligible TD account. Open your account in person Monthly maintenance fee $15. 4 No transaction fees, non-TD ATM fees in Canada, and fees for paper statements if you have the minimum monthly balance indicated or more in your account at the end of each day in the month. 50 USD out of network fee for non-Bank of America withdrawals in the US. $2,500 minimum daily balance is maintained 3. Open in a store. TD Asset Management Inc. ATM fees. Call us: 800-454-9272. It’s not uncommon to be charged an annual “maintenance” fee of $100 by a bank simply to keep an account open, whether or not you made transactions in a given year. TD Waterhouse may, at its option, without notice, debit any accounts you have at TD Waterhouse, or at any affiliate of TD Waterhouse, to satisfy your Obligations under this Guarantee. account maintenance and service calls, reports and transaction confirmations . 65 per contract, depending on trading volume. A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term; A relationship rate for TD Checking customers Receive a relationship rate when you have an eligible TD Bank Checking account 3; Low minimum deposit to open Deposit at least $250 to open and maintain the. For each withdrawal, transfer, and balance inquiry conducted at a non-TD ATM. S. Updates to your TD Waterhouse Canada Inc. Top. 175+ Branches Nationwide. You only need to meet one condition to qualify:TD Ameritrade’s fees depend on the investment product and the level of service you require, but all online trades of U. Comparing Charles Schwab and TD Ameritrade will soon be unnecessary: Schwab completed its acquisition of TD Ameritrade in 2020, and the brokers expect to combine operations in 2023. 1 F o rt a ns c idue-TD ATM ,hw / perator of the ATM (or the network) may as a f (“ rge”) at the time of your transaction l g for balance inquires. Send money where it needs to go with ACH, Bill Pay 5 and Wire Transfers. com. may receive a referral fee as a one-time flat fee (currently $250. By SideshowBob, January 5, 2003 in Look Out Below Message Board. TD Waterhouse Canada Inc. RRSP. 3 Free perks like incoming wires, official bank checks, money orders and more. Stock Trading Fees: Annual Fees: TD Direct. As usual it should take under 15 minutes to complete. However, there are a number of ways to have your maintenance fee waived through our Household Program. The maintenance fee replaces both the custody fee (non-registered accounts) and annual administration fees (registered plan accounts). Secure online form. At TD Kurz Investing, we help you achieve your invest goals with trading platform for ampere variety of trades with cost pricing that is simple and fair. Visit our website to learn more about how working with a. 00% charge, which is quite significant. Account and Services Agreements and Disclosure Documents (TD Waterhouse ASA) The table below summarizes key updates to the TD Waterhouse ASA, excluding housekeeping changes. ’s SEC 606 Order Disclosure. and Canada. 25 per contract for active traders (those who execute 150 or more trades per quarter. 99. The criteria for waiving the fees: The Maintenance Fee will be waived if one of the following criteria is met: Your household assets with TD Direct Investing total $15,000 or more Your household accounts completed three or more trades that incurred a commission in the preceding three monthsmaintenance fees $10,000. Set up a one-time or recurring deposit or withdrawal. 2 The principal amount of a. Print this page. If your trading cost is $30/trade, then the break even point becomes $5455. You log your account other one or more of an accounts included your household the a Systematic Investment Plan (SIP), a Pre-Authorized Deposit (PAD), or a Monthly Contribution Plan (MCP) of at least $100 a month. Feedback/responses will be in a format that is accessible to the. Maintenance fees can vary from bank to bank, but a 2020 Bankrate study found that the average monthly fee is $15. 00. waterhouse@td. 5 reviews of Td Waterhouse "TD is overall a horrible bank. Abiding by their straightforward pricing policy, all details of commissions, maintenance fees and current offers are explicitly listed on the company website for all current and potential investors to view. Open account. 19% and assets under management of $1. com. (RRSP) - Refers to the TD Waterhouse Self-Directed Retirement Savings Plan Registered Retirement Income Fund (RRIF) - Refers to the TD Waterhouse. $43. Whatever your goal, we have a range of accounts to help meet your needs. For any given fund, you may be able to choose various combinations of loads and fees. ) and where you live. TD charges account holders with less than $15,000 in their Direct Investing account a maintenance fee of $25 per quarter. Interest Rate. Exhausting RecourseHi All, Given that you can get the maintenance fee waived and you can purchase TD e-Series mutual funds transaction-fee free in a TD Waterhouse TSFA account, is there there any difference between that and a TD Canada Trust Mutual Fund TFSA that uses the same e-Series funds? Thanks!Directors who are officers of TD Waterhouse or TD Bank do not receive any fees for their services as Directors. Inactivity or Maintenance Fees $25/Quarter Fee Waiver Conditions. We matched that to: How can I save on the TD Direct Investing quarterly maintenance fee? TD Direct Investing clients are charged a quarterly^ maintenance fee of $25. 00 For using TD ATMs in the U. By Arielle O. Monthly Maintenance Fee. Other banks' ATM fees reimbursed with a minimum daily balance of $2,500. USD chequing account fees are. $15,000 minimum balance: Maintain a minimum balance of $15,000 (cash and assets) in your account(s) or combined household^^ accounts. $19. Throughout, we will continue to deliver the superior service you have come to expect. An FHSA is designed to help you save for your first home, tax-free and. $5. Regular support available 24/7. maintenance fees. Until then, we will continue to operate separate broker-dealers, and clients of Schwab and TD Ameritrade will continue to do business with their respective firms as usual. As of October 16, 2023, the national average rate on a 12-month CD is 1. (Private Investment Counsel) Toronto, ON M3C 1W3 Client. 48 a day. Conflicts of Interest Statement • Updates to TD Waterhouse Canada Inc Account and Services Agreements and Disclosure Documents • Dual Currency feature available for TD Wealth Financial Planning Fee-BasedTd Waterhouse Raises Fees Td Waterhouse Raises Fees. Customers at a TD Bank in New York City practice social distancing in April 2020. For your RSP and TFSA, you can request the opening of a US$ component to your existing RSP or TFSA by simply calling 1-800-465. TD Waterhouse Accounts As long as you have sufficient funds in your TD Waterhouse account, you can transfer any amount up to the amounts listed below:Existing Clients. You only pay a portion of that $147. If you don’t have a Fee-Based orThere is a fee of around $115+GST/HST per year (I may be wrong about the exact number, but it's more than $100) to have RRSP accounts at TD Waterhouse, which is a lot for small accounts. S. and Canada $0. Excess Transaction Fee. It stands to reason that the larger the stock purchase, the less the fee represents as a. Minimum Opening Deposit. Processing fee for TD ETFs and Canadian stocks trades [email protected] self-directed RIF in Canada can be a convenient and flexible way to continue building your portfolio in the Canadian and US markets even after you turn 71. You will need to keep a minimum daily balance to avoid the monthly service fees on TD Bank savings accounts. 00. Gains can continue to grow tax-deferred in your RIF. Waived if the Primary account holder is age 17 through 23 years of age (upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unlessTD Ameritrade Secure Log-In for online stock trading and long term investing clientsThrough the TD Waterhouse Mutual Fund Network, we currently offer our U. Changes to the TD Waterhouse Canada Inc. Under this new simplified fee structure, the Referring Employee may receive a. com Feedback/responses will be in a format that is accessible to the client. A $0. 1 2. TD Direct Investing Exchange-Traded Funds and Mutual Fund Commissions. TD Login. com. Waive your monthly fee with a $100 minimum daily balance. An RDSP is eligible for the Canada Disability Savings Grant (CDSG). Gives you the option of investing in GIC’s while maintaining a High-Interest TFSA Savings Account. 00 per every 100 payments (e. Open account. Domestic and international wires with real-time foreign exchange rates. 2 TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional. * Refers to the TD Waterhouse Disability Savings Plan. Learn about the differences and open your account today. 00 Partial withdrawal fee (RRSP, Basic RRSP, LIRA, LRSP only) $25. Additionally, TD-Bank may impose fees for non-TD ATM transactions which will be reflected in yourFees: No commission for stock/ETF trades. For using TD ATMs in the U. 00 For using TD ATMs in the U. Your advisor can help you select the option that. S. 1 Does not include index-linked deposits such as TD Canada Trust Market Growth GICs. TD Direct Investing: Administrative Fee. A Vancouver woman is suing TD Waterhouse Canada Inc. TD fund have 3. GICs, or Guaranteed Investment Certificates, are secure investments that promise a defined amount at the end of their term. Account service and support available 24/7. If the total balance in your TD Direct Investing account is less than $15,000, you will be charged a maintenance fee of $25 per quarter 4. ^^ You could qualify to save on the fee faster with our Householding program. With WebBroker, you can build a diversified portfolio of stocks, Exchange Traded Funds (ETFs), options, bonds and more in both Canadian and U. Monthly Maintenance Fee Excess Transaction Fee; TD ePremium Savings Account: $10,000: $0: $5:Best for everyday banking—low minimum daily balance requirement, great discounts. Annual Fee. (“TD Waterhouse”), including its divisions, TD Direct Investing (including TD Easy Trade, which is a service of TD Direct Investing), TD Wealth Financial Planning (including TD Wealth Advice Connect which is a service of TD Wealth Financial Planning) and TD Wealth. Mutual funds can incur many of the same costs as an ETF,. 1,2. 95 and maximum trade is $9. Online trading with TD Ameritrade provides you with a wide range of investment products and tools to help you pursue your financial goals. Comparison of annual interest rates in Canadian and U. ATM fees. • payment of all commissions and fees, • payment of any debit balance or other obligation owing in any. In Canada, TD Waterhouse thus replaced the brand Greenline. Any way to get out of this $100/year admin fee on their. Call us: 800-454-9272. Updates to TD Waterhouse Canada Inc. 00 Maintain a $250. Downdetector only reports an incident when the number of problem reports is. Low monthly maintenance fee. It was then rebranded to TD Investing in 2012. 99 per trade plus 1.